Understanding Medicare
Medicare can be overwhelming with its various parts and enrollment periods. Our experienced team at Davis & Adams Insurance Group LLC is here to simplify the process for you. We will walk you through the different parts of Medicare, including:
Medicare Part A
(Hospital Insurance)
Medicare Part B
(Medical Insurance)
Medicare Part C
(Medicare Advantage)
Medicare Part D
(Prescription Drug Coverage)
Medigap/Medicare Supplemental Plans
Medigap and Medicare Supplemental plans helps cover the 20% that Medicare Part A and Part B does not cover. Contact Davis & Adams Insurance Group LLC today for more information on this coverage.
Personalized Guidance
Choosing the right Medicare coverage is crucial to meeting your healthcare needs. Our dedicated agents take the time to listen to your requirements and preferences, tailoring our recommendations to suit your individual circumstances. Whether you are exploring original Medicare, supplemental plans, or Medicare Advantage options, we provide personalized guidance every step of the way.
Frequently Asked Questions About Medicare
What is Medicare?
Medicare is a federal health insurance program primarily for people who are 65 or older. It also covers some younger individuals with disabilities and people with end-stage renal disease.
What are the different parts of Medicare?
Medicare has four parts: Part A (Hospital Insurance), Part B (Medical Insurance), Part C (Medicare Advantage), and Part D (Prescription Drug Coverage).
When should I enroll in Medicare?
Initial enrollment for Medicare typically starts three months before your 65th birthday month and extends for seven months. It's recommended to enroll during this period to avoid potential penalties.
What does Medicare Part A cover?
Part A covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care services.
What does Medicare part B cover?
Medicare part B covers the medical portion you receive from a primary doctor, specialist , or any medical procedure you receive a medcial facility.
Do I need additional coverage with Medicare?
Many individuals choose to supplement their Medicare coverage with Medigap (Medicare Supplement Insurance) plans or enroll in a Medicare Advantage plan to enhance their benefits.
How can I find the right Medicare plan for me?
Consulting with a licensed insurance agent or broker, like Davis & Adams Insurance Group LLC, can help you navigate the various Medicare options available and find a plan that best suits your needs.
Do I need to retire in order to receive Medicare benefits?
No, there are a lot of people that still want to work, but does not want to pay the high cost of group coverages or deductibles.
Call now to get started! Reach us at 919-937-6830 for your insurance needs.