Supplemental Health Plans Available
Hospital Indemnity Plans: These plans provide a fixed daily, weekly, or monthly benefit if you are hospitalized due to illness or injury.
Critical Illness Insurance: Critical illness insurance pays out a lump sum benefit if you are diagnosed with a covered critical illness, such as cancer, heart attack, or stroke.
Accident Insurance: Accident insurance provides benefits for covered injuries resulting from accidents, helping to cover medical expenses and other costs.
Dental and Vision Plans: Supplemental plans for dental and vision care help cover services not typically included in traditional health insurance plans.
Long-Term Care Insurance: Long-term care insurance helps cover the costs of long-term services and supports, such as home care, assisted living, and nursing home care.
Understanding Health Insurance
Health insurance coverage is a vital component of maintaining your overall well-being. By having appropriate health insurance, you gain access to a wide range of medical services and treatments that can help you stay healthy and manage healthcare costs effectively.
Types of Health Insurance Plans
Health Maintenance Organization (HMO): HMO plans require you to choose a primary care physician and typically need referrals to see specialists.
Preferred Provider Organization (PPO): PPO plans offer more flexibility in choosing healthcare providers but are usually more expensive.
Exclusive Provider Organization (EPO): EPO plans only cover services within the plan's network, except in emergencies.
Point of Service (POS) Plan: POS plans combine features of HMO and PPO plans, allowing you to use in-network or out-of-network providers.
Whether you are looking to enhance your existing health coverage or protect yourself against unexpected medical expenses, our team at Davis & Adams Insurance Group LLC can help you explore the best supplemental health plan options for your needs.
Contact us today at 919-937-6830 to learn more and find the right coverage for you.